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Articles More than 80% of investors would appreciate having basic, unbiased investor education and information.¹ ¹ FINRA Investor Education Survey, 2007 Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful. Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends. Quarterly Recap 1st Quarter 2008 2nd Quarter 2008 Market Commentary January 22, 2008 February 2008 March 2008 June 2008 Monthly Market Monitor February 2008 March 2008 April 2008 May 2008 June 2008 July 2008 August 2008 Estates & Trusts Estate Planning Living Trusts Avoiding Probate Charitable Gifts Controlling the Distribution Paying Estate Taxes Benefits of A-B Trusts Gifting Strategies Charitable Lead Trusts Charitable Remainder Trusts Wealth Replacement Trusts Family Limited Partnerships Property Ownership Eliminating the Estate Tax Retirement How Much Do I Need to Save A New Chapter for Retirement SIMPLE IRAs IRA Rollover Roth 401(k) Profit-Sharing Plans Money Purchase Pension Plans 403(b) Plans Why Purchase Annuities Split-Annuity Strategy Annuity Living Benefits 1035 Exchanges Unforgettable Birthdays Your Business and Retirement Future of Social Security Social Security Income Keogh Plans SEP IRAs Retirement Plan Distributions Traditional IRAs 401(k) Plans Save Now or Later Roth IRAs Tax Planning Estate Tax Gift Tax Retirement Plan Limits Estate Tax Repeal Required Minimum Distributions Charitable Trust Tax Benefits Retirement Plan Taxes Tax-Advantaged Investments Tax Deductions Tax-Advantaged Alternatives Tax Strategies for Retirement Plans Tax-Free Investments Mutual Fund Profits Tax-Free Insurance Upgrades Investing Dividends Exchange-Traded Funds Growth Stocks vs. Value Stocks Mutual Fund Taxes Stock Zero-Coupon Bonds Annuity Taxes Bond Ladders Common Stock vs. Preferred Stock Diversification Types of Bonds Bonds Stock Indexes Mutual Funds vs. Stocks Mutual Funds Mutual Fund Loads Annuities Fixed vs. Variable Annuities Investment Risks Managed Investments Dollar-Cost Averaging Cash Management Cash Management Basics Doubling Your Money Money Market Funds Managing Cash Biweekly Mortgages College Financial Aid Savings Alternatives Effects of Inflation Risk Management Why Purchase Life Insurance Annuities as an Insurance Product Property and Casualty Insurance Business Owner Policies Life Insurance for Business Owners Split-Dollar Life Insurance Last-Survivor Life Insurance Term Life Insurance Whole Life Insurance Universal Life Insurance Variable Life Insurance Auto Insurance Insurance Claims Maximizing Insurance Benefits Insuring Your Future Protecting Your Home Assessing Disability Insurance Types of Health Care Additional Liability Coverage HMOs and PPOs Long-Term-Care Costs Medicare Coverage
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